Veröffentlicht: 18.02.2018

Comparing Bitcoin Credit Cards

Bitcoin Credit Card Comparison: The Pros and Cons of 6 Providers

The idea of ​​creating bitcoin-bound plastic cards has been floating around since the initial release of cryptocurrencies. In 2011-2012, the community began to actively discuss the real possibility of such an undertaking.

The attractiveness of the idea was obvious to investors, developers and users – the cards could greatly simplify the use of distributed currencies in everyday life and popularize the coins accordingly.

In 2015-2016, the number of cryptocurrency card projects began to grow at a rate close to that of the cryptocurrencies. Today, the owner of a cryptocurrency has the choice between 20-30 reputable companies and a further 10 start-ups are about to enter the market.

For this Bitcoin credit card comparison, we have selected the top 6 cards so you can understand the pros and cons of the most popular choices.


Wirex is an international Bitcoin credit card and is delivered worldwide. The card appeared on the market in 2015.


There is a mobile app and a large number of available currencies (including US dollar, euro and pound sterling). There are no spending limits on online purchases. The support website is available in 13 different languages, including German.


The monthly SMS notification fee is 1 dollar, euro or pound. The issue of the plastic card is not cheap at $17, while the virtual card is issued free of charge. Shipping costs with DHL are about $50. There are limits to withdrawing cash without identification.

The limit for withdrawals at an ATM for unverified users is $1000; for verified users such limits do not exist. The maximum amount on the card is $2000. Once the identification data has been presented, the restrictions are removed. The cash withdrawal fee is $2.50.

Wirex works in partnership with Visa and Mastercard, so you do not necessarily have to pay attention to “”Bitcoin Accepted”” signs.


CoinsBank cards give users the ability to access their funds through CoinsBank accounts. The debit cards can be used to withdraw money from almost any ATM around the world. CoinsBank cards also offer bonus points.


The company offers the possibility of using up to 5 cards, while the issue of a plastic card is free of charge. Users can buy BTC (Bitcoin) and LTC (Litecoin) in four popular currencies – GBP (pound sterling), USD (US dollar), RUB (Russian rubles) or EUR (euro).

The money can be deposited with the help of Perfect Money (commission 3%) Qiwi (commission 5%), OKPAY (commission of 0%) credit or debit cards. Money order via SEPA (commission 0%) and commission-free transfers are free. The company offers exchange rates from various exchanges. Cash withdrawals can be made at almost any ATM and in any currency.


Nameless cards are temporarily unavailable. The cash withdrawal commission is $4.95 for non-verified users and $3.95 for users providing personal information.


CryptoPay is a full-fledged Visa debit card that allows you to pay wherever Visa is accepted.


The card can be funded with three currencies (dollar, euro or pound). Both plastic and online cards are available and there is free worldwide standard delivery (express shipping costs $75). The cost of issuing the card is $15.


The website is only available in English and the company cooperates only with the Visa payment system. Monthly maintenance fees are 1 dollar, euro or pound. As in the case of Wirex, the cash payment commission is $2.50.


Xapo has been in the Bitcoin market since 2013 and is a veteran in this Bitcoin credit card comparison.


It has its own Bitcoin wallet and the funds are “”stored cold”, which ensures the security of the account balance (the company bears full responsibility for the security of the deposits). The company has the ability to customize the debit cards for different currencies. You can withdraw cash at almost any ATM.


The site is only supported in three languages ​- English, Spanish, and Portuguese – and the company charges a high cost for the plastic card at $20. The worldwide delivery time is 20-35 days, depending on the location of the recipient.

The commission for the first year of the service is $12. There are restrictions on cash withdrawals at an ATM – $200 per day. A 100% verification is required, with the provision of official documents and the residential address.


Shift works with popular companies, such as Coinbase, Dwolla and Visa, and positions itself as the first American debit card on the market.


A simple mobile app with cost statements and free conversion from BTC to fiat. The cost of issuing a card is $10.


The card is only available to US consumers and has daily limits of $1000 without ID. For verified users, the limits can be increased. Users of a Dwolla account can receive $500 per day at the ATM. The limit of Coinbase is only $200.


The last in this Bitcoin credit card comparison is BitPay, one of the youngest debit card providers in the market.


The benefits include the highest limits without authentication of $10,000, which is the highest in this Bitcoin credit card comparison. The maximum balance of this debit card is $25,000 and the cost of issuing the card is only $9.95.


The only downside is that these preferences apply only to US card users.

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